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Line of Credit. 8.75% 3. 1 Fixed Rate Home Equity Assumptions: APR based on $75,000 loan with $868 in closing costs. ↵. 2 Fixed Rate. ↵. 3 Home Equity Line of Credit rate will be the higher between the rate floor (4.00%) and the Prime Rate (80% LTV) or Prime Rate plus 0.25% (90% LTV) as reported in the Wall Street Journal ...Credit Union of Ohio is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 800-443-5698.Ohio Healthcare FCU. In order to prevent fraudulent activities, we have disabled person-to-person transfers through Digital Banking. OHCFCU will never call or text you and ask for your pin, online banking passwords, or authorization codes. 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