Best auto insurance reddit

Yes. 1. adjusterjack. • 2 mo. ago. I want to know if this is generally true that all companies are going up in 2024 or if this is just some BS. No BS, it's true. There is an unprecedented insurance crisis in the US that crosses all lines of insurance. america's insurance crisis at DuckDuckGo. 1.Sep 22, 2023 ... I pay $650 every 6 months for a 2019 car and a 2007 car, with full coverage with progressive. I had Geico and it was right around $500 for a few ...A chip or a crack in your car window is a quick way to ruin your day. When it’s time to have an auto window repaired, learn about your options and shop around to get the best price...Access to “Grand Theft Auto Online” is included with all copies of “Grand Theft Auto V.” As of July 2015, “Grand Theft Auto Online” is available for PlayStation 3, PlayStation 4, X...Finding the best auto insurance depends heavily on the individual. When shopping for auto insurance, most people are primarily concerned with finding the cheapest coverage. However...Unlike Twitter or LinkedIn, Reddit seems to have a steeper learning curve for new users, especially for those users who fall outside of the Millennial and Gen-Z cohorts. That’s to ...In my situation, I financed about 25k on a car worth 45 (22k from my trade, 8k down) for 5 years. I definitely do not need GAP insurance. Not from the dealer, not from my carrier. People should probably compare the value of their car to their principal every insurance renewal to know.Auto insurance recommendations. I’ve had PEMCO for almost a decade and the new annual premium just went up $500, from $1,500 to $2,000. We have one hybrid car and don’t drive daily as we wfh and take transit. We’re good drivers with no claims history. No teen drivers on the account. We’ve been generally happy with PEMCO and would like ...Everything from your credit score to your address to how much you drive and where you work matters. Best suggestion is to call an independent insurance agent and have them find quotes for your needs. I learned the hard way just moving to …You can download and view free auto repair manuals from sites such as ManualsLib.com, Free-Auto-Repair-Manuals.com, JustGiveMeTheDamnManual.com and AutoZone.com. ManualsLib.com ena...Any suggestions please was able to get my car out thanks to a friend knowing a friend but I do not want to have any further issues already paid CA $776 for tags and fees and $204 for AAA insurance that I can't use for 2 weeks and $441 for car towed.Everything from your credit score to your address to how much you drive and where you work matters. Best suggestion is to call an independent insurance agent and have them find quotes for your needs. I learned the hard way just moving to …Get a few quotes and compare prices. It literally takes about 15 minutes to set up over the phone. When you known the vehicle identification number (VIN) from the dealership, you call the insurance company and let them know it. The car will be covered pretty much the instant they type that into the computer. First, get AAA Roadside Assistance, because you should have that anyway. Then, call your local AAA office, and ask them to find the cheapest insurance company for you. After you approve, they'll sign you up and everything. If your rates go up, call AAA again, and they'll switch you to someone who's cheaper. 2. The subreddit about, for, and by alligators. If you think your auto insurance is expensive, try living in Florida. Archived post. New comments cannot be posted and votes cannot be cast. One nine year old vehicle, safe drivers, both late middle age, no claims, pleasure use only, garage kept ... $1,800/year. Florida is beyond FUBAR at this point.Insurance is highly competitive, and so the best advice I can give you is to shop around as many carriers as you can. Don't be afraid to look at the higher risk insurance companies that advertise SR-22s and otherwise target people with a DUI. Often they can be very economical as they want to be competitive. 2.Car insurance rates in Pennsylvania go up an average of 83% if you have a DUI conviction on your record. You can still compare car insurance quotes to pinpoint better rates. The cheapest ...If you have had your license for less than a year and your home address is in NYC, then you are going to pay out the ass. When I first got my license and car in NYC I paid around $450/month for the bare minimum liability insurance on my $3500 car. I was in my 30s with a great credit score and had 15 years of driving experience in my home ...Just like car insurance you don't necessarily want to use health care insurance, but you don't want to be driving a car, get into an accident, and get wiped out because you lose your car or worse someone gets hurt and sues you and loose everything. If you're young and healthy a high deductible plan will surve you will just in case.Whether you’ve been in a minor fender bender or a major accident, finding the best auto collision shop near you is crucial for getting your vehicle back on the road in top shape. W...The State minimum requirements are incredibly low (25/50/10), and it is relatively cheap to increase the limits a substantial amount. Specifically the property damage coverage (the third number in the xx/xx/xx sequence). Increasing the coverage from 10,000 to 100,000 is usually a total of ~$0.80 every six months.treeseacar. • 3 yr. ago. MSE cheap car insurance tips. Also look at cashback sites where you may get some of the cost back. Adding a responsible additional driver, adding a security feature (dashcam, wheel lock etc), reducing mileage, tweaking job title, opting for a black box, increasing excess are common ones.Reddit is a popular social media platform that has gained immense popularity over the years. With millions of active users, it is an excellent platform for promoting your website a...Best Car Insurance in Colorado (2024 Service and Rates) American National P&C has the best car insurance in Colorado, balancing customer satisfaction, claims management, coverage and affordability. The best insurer for you may vary depending on your age and driving history. Enter your ZIP code to get started.Aug 4, 2023 ... AAA is way better to their insureds than Allstate is. Wawanesa is fine, too. Best case scenario you are annoyed with your insurer when you have ... My insurance at StateFarm is $357 a month including drive safe & save and I have full coverage. The damages to my car estimate at around $5k according a car shop friend. I have a suspicion that StateFarm won’t total the car but my insurance will go through the roof. Because of this, I have a couple of options: Texas Farm Bureau. Good rates, FANTASTIC service. An adjuster from another company replied a few months ago and said something along the lines “if my client has an accident, I want it to be TFB.”. ElectronicCorner574. • 1 yr. ago. USAA. eveningcaffeine. • 1 yr. ago. I have Progressive just liability for $55/mo.I haven't comparison shopped in a few years, but Progressive was the cheapest for me. I pay ~$120/month for two vehicles in Baltimore City. I reluctantly switched from USAA to Progressive due to cost when I moved her about a year ago. Depends , Tesla insurance by far has been the cheaper of any insurance I’ve seen.Reddit is a popular social media platform that has gained immense popularity over the years. With millions of active users, it is an excellent platform for promoting your website a...Here are the best car insurance companies in 2024: 🤓 Nerdy Tip Did your premium go up? You're not alone. The best car insurance companies are often among …And they said the company expects rates to climb 5% to 6% per policy year going forward. However, in 2017, our fictitious cat cost an average of $52 per month to insure. In 2021, establishing ... Insurance on a business vehicle will always be higher because it is assumed the vehicle will be on the road more than a personal vehicle, and it is assumed it will be driven by numerous employees. We used our personal insurance company to open up a second policy for the business. 2. kenworthhaulinglogs. r/cars. • 3 days ago. Latest CPI data: auto insurance up 20.6% year over year. Data here. In the last month it’s risen 0.9%, bringing the average for auto insurance inflation to 20.6% in the last year. The rule of thumb that I’ve gone by, as a minimum, is $100k/$300k/$50k. That’s $100k coverage for an individual injured in an accident, $300k total for all people injured, and $50k for property damage (aka you smash up someone’s two year old BMW and it costs a ton to fix). 425 337. r/Michigan. • 3 mo. ago. Auto insurance prices in this state are out of control. 6th highest average cost nationwide, around $2500 per year. Compare that to Maine, the lowest average cost at about $950 for the same year. Anyway, just venting. 584 297. r/LifeProTips. Travelers is the best car insurance company in Pennsylvania overall, according to NerdWallet’s 2024 analysis. By Drew Gula. Updated Jan 2, 2024. Edited by Ben Moore. Many or all of the products ...Car insurance costs 6% more after a ticket and 35% more after an accident for 18-year-old drivers. Cheapest auto insurance in Florida after a DUI: Travelers. Travelers has the most affordable car insurance in Florida for drivers with a DUI. Full coverage from Travelers costs $292 per month after a DUI, which is 29% cheaper than average.If you have had your license for less than a year and your home address is in NYC, then you are going to pay out the ass. When I first got my license and car in NYC I paid around $450/month for the bare minimum liability insurance on my $3500 car. I was in my 30s with a great credit score and had 15 years of driving experience in my home ...Turns out, they were able to save me basically $450 annually for homeowners insurance. The switch was a no-brainer. But yeah, try them or Geico or Allstate. At the very least, these 3 competitors should easily beat whatever rates USAA is offering. xXTinyTotzXx. • 2 yr. ago. Geico for auto, USAA for Home. KCPilot17.Customer A will get the lowest quote from Geico and customer B will find that they’re higher than the rest. One thing, make SURE you carry AT LEAST $100,000 in property damage liability. It doesn’t change your rates very much and state minimums are like $15k or $25k.The cheapest car insurance company in Pennsylvania is Travelers at $1,265 per year on average, or $105 per month, according to the most recent NerdWallet analysis of full coverage car insurance ...Farmers and State Farm have the biggest market share in CA. Travelers (me currently), GEICO, Wawanesa, USAA, Mercury, AAA, Hartford Liberty Mutual, etc are all good companies. Obviously, you will never find 100% satisfaction with all customers. Someone will feel like they got screwed or whatever. Go with independent insurance agent for best coverage and prices. We went from a brand auto insurance and brand homeowners insurance to an independent insurance agent. We have different carriers for auto, home, flood, theft and liability and it’s still $580 cheaper a year than our previous policies. Not sure how cheap you can get it, but I would recommend USAA as "the best". The two big reasons I prefer USAA: 1 - If your car has to go into the shop because of an accident, they'll pay for the rental until the car is actually fixed. I have a co-worker who has State Farm (maybe it's Allstate) and they only paid for it for a few weeks despite ... Having shopped for auto insurance recently, I can attest that at least the following companies do online quotes (listed in no particular order.) None of them take very long to fill out. Esurance. Progressive. Geico. State Farm. Travelers. Liberty Mutual. Root.Aug 1, 2023 ... Just went to Costco insurance as well. Was way cheaper and way better coverage than everyone else. Super quick and easy to setup online.Auto insurance is different for everyone. I work in commercial insurance and I know a few really good agents that only represent good companies, will give you education and a good deal. My recommendation is to find an agent that you like and provides good information to you about your coverage and the best ways to structure it.Hanover Insurance is the cheapest auto insurance company in Massachusetts for a minimum coverage policy. At $40 per month, Hanover's rate is 36% …The best car insurance companies according to Redditors. Many Reddit users recommend aiming for the big name companies like GEICO, Progressive, USAA and State Farm, to name a few. However, you can also find good car insurance through local agents, so the best option is to shop around and pull quotes from different companies.Dec 1, 2023 ... The best rates I have found here are Geico, State Farm and Progressive. Either way you go always get quotes every other year or so to see which ...Courts decide the amounts to award, and anything above your coverage limit will come out of your pocket. If you don't have $1M or more in your savings, make sure you have adequate liability insurance! The 'minimum' required isn't enough to cover a lot of medical expenses and lost income. If you drive carefully, you won't damage your own car.direct auto is a nonstandard insurance company. their target market is folks with a poor driving history, poor credit, poor bank account balance, or some combination of the three. nonstandard insurers generally sell barebones policies with many restrictions and exclusions, and customer service particularly in the claims environment is usually ...Travelers is the best car insurance company in Pennsylvania overall, according to NerdWallet’s 2024 analysis. By Drew Gula. Updated Jan 2, 2024. Edited by Ben Moore. Many or all of the products ...If you find yourself in need of auto collision repairs, it’s important to find a reputable and reliable auto collision shop near you. With so many options available, it can be over...Recommendations for best auto insurance policy- Ontario. Auto. Almost due to renew my auto policy with TD. However, just realized that they upped my insurance due to an address change which was ridiculously high in my opinion. I own 2 vehicles (one is used by my other family member registered as a second driver in the policy).Feb 8, 2023 ... How do I get competitive auto insurance quotes? · don't file claims (reserve claim filing for large claims) · have excellent driving history (no&n...If you feel 100/300/100 is enough to CYA then it would be the best for you I would encourage you to explore an umbrella with your carrier, the underlying requirements often start at 250/500/100 but when “bundled” the cost vs the lower limits is negligible considering the million+ in coverage you get. 3. fighting_blindly.Call (855) 596-3655 to speak with a licensed insurance agent and compare insurance or Medicare options you may be eligible for. Auto-Owners has the best cheap car insurance quotes in Georgia, at $42 per month for minimum coverage. Farm Bureau has the cheapest full-coverage car insurance, at $111 per month. Go with independent insurance agent for best coverage and prices. We went from a brand auto insurance and brand homeowners insurance to an independent insurance agent. We have different carriers for auto, home, flood, theft and liability and it’s still $580 cheaper a year than our previous policies. Turns out, they were able to save me basically $450 annually for homeowners insurance. The switch was a no-brainer. But yeah, try them or Geico or Allstate. At the very least, these 3 competitors should easily beat whatever rates USAA is offering. xXTinyTotzXx. • 2 yr. ago. Geico for auto, USAA for Home. KCPilot17.Erie is the best car insurance in Virginia, earning high scores for cost and customer experience and an overall rating of 9.0 out of 10.0 from our team.Here are Forbes Advisor’s picks for the best homeowners insurance companies for March 2024: State Farm – Best Overall. USAA – Best for Military and Veterans. Chubb – Best for High ... There is no single “best” insurance company. Run lots of quotes, and pick who you like. Geico and Progressive are good places to start. Take this with a grain of salt but in my experience whichever of the recognizable names that'll give you whatever coverage you want at the lowest price. If you’re wondering if you need auto storage insurance, there are several factors to consider. Your state may require it, or your loan terms might state that continual comprehensiv...SaltyLawn. •. Look for an insurance company that doesn't have a brand in the name if what you want is the cheapest package. jasonwc. •. You should also consider the insurer’s financial stability and how they rate on actually paying claims. Some insurers are easier to deal with and are more likely to pay claims.Amica is the best car insurance company for California drivers when it comes to customer satisfaction, based on the low number of complaints to state regulators for a company of its size. This is ... KEY POINTS. Auto insurance is a legal requirement and usually also a financial necessity. Reddit's r/personalfinance is a great place to find tips and advice about car insurance coverage.... There's not a chance in hell I would trust Lemonade with my car insurance. Not yet available in my state but I'd consider switching. I have pet and renter's, renter's paid out $3500 for a stolen bike (wasn't even stolen at home) and I've paid them $135 in premiums so far ($9/month). Pet insurance has paid out $180 for preventive care so far ...AAA and Progressive have the best rates for auto in the city. If you need homeowners insurance as well, AAA gives you a killer deal if you bundle. flannelmaster9. • 3 yr. ago. Welcome to Detroit. The roads are shit, insurance is highway robbery! I … Independent agencies can quote out several companies and give you the best of each. Erie is also a company that is quoted out through an independent. When you're insuring your car, here are some basics. Liability coverage should be set at a minimum of 100/300/100, most states require a minimum of 25/50/25 or similar. direct auto is a nonstandard insurance company. their target market is folks with a poor driving history, poor credit, poor bank account balance, or some combination of the three. nonstandard insurers generally sell barebones policies with many restrictions and exclusions, and customer service particularly in the claims environment is usually ...The other commenter says geico was cheapest for them but geico 9 might have one of the highest rates for you because you don't have identical situations and backgrounds. The only way to know what your rate is, is to shop several companies. jessper17. • 3 yr. ago. Get an independent agent to get you quotes from multiple carriers to see what is ...There are several good options to consider, and you can use online reviews to help you decide. According to reviews from Alberta drivers, some of the most affordable car insurance providers in the province are BrokerLink, Coast Capital Insurance, and Square One Insurance. You can expect to pay around $100-$140 a month for basic coverage.Whether you’ve been in a minor fender bender or a major accident, finding the best auto collision shop near you is crucial for getting your vehicle back on the road in top shape. W...Customer A will get the lowest quote from Geico and customer B will find that they’re higher than the rest. One thing, make SURE you carry AT LEAST $100,000 in property damage liability. It doesn’t change your rates very much and state minimums are like $15k or $25k.Insurance is highly competitive, and so the best advice I can give you is to shop around as many carriers as you can. Don't be afraid to look at the higher risk insurance companies that advertise SR-22s and otherwise target people with a DUI. Often they can be very economical as they want to be competitive. 2.Now with Pembridge. deltatux. • 2 yr. ago. $250 sounds about right for a new driver tbh. Just get some quotes from Belair, Onlia and Sonnet. Also speak with a couple brokers to shop the rates and if you're an alumni, check out TD Meloche Monnex, that's TD's group insurance arm and they offer deals for grads. Humangobo.Everything from your credit score to your address to how much you drive and where you work matters. Best suggestion is to call an independent insurance agent and have them find quotes for your needs. I learned the hard way just moving to …The cheapest car insurance company in Michigan is Geico* at $1,172 per year on average, or $98 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in ...Courts decide the amounts to award, and anything above your coverage limit will come out of your pocket. If you don't have $1M or more in your savings, make sure you have adequate liability insurance! The 'minimum' required isn't enough to cover a lot of medical expenses and lost income. If you drive carefully, you won't damage your own car.Shopping around for car insurance is one of the first things you do when you buy a new car. Some people choose a company on the recommendation of a friend or advertisement. That’s ...Ideal auto insurance coverage? Our current policy for 2 cars: *Bodily Injury Liability - 30k/60k *Property damage - 25k *uninsured/underinsured bodily injury - 30k/60k *uninsured/underinsured property damage - 25k with 250 deductible *comprehensive and collision - 500 deductible *PIP -2,500 per person. I see on other threads people suggesting ...Reddit is a popular social media platform that has gained immense popularity over the years. With millions of active users, it is an excellent platform for promoting your website a... My insurance at StateFarm is $357 a month including drive safe & save and I have full coverage. The damages to my car estimate at around $5k according a car shop friend. I have a suspicion that StateFarm won’t total the car but my insurance will go through the roof. Because of this, I have a couple of options: The other commenter says geico was cheapest for them but geico 9 might have one of the highest rates for you because you don't have identical situations and backgrounds. The only way to know what your rate is, is to shop several companies. jessper17. • 3 yr. ago. Get an independent agent to get you quotes from multiple carriers to see what is ...6 Best Home Insurance Companies of March 2024. Chubb, NJM and Country Financial earned the highest ratings in NerdWallet's analysis. Compare top-rated companies now. Many or all of the products ...Why it’s the best. When it comes to the best car insurance for your wallet, Progressive comes out on top. According to our analysis, the average rate for full coverage car insurance from ...There are several good options to consider, and you can use online reviews to help you decide. According to reviews from Alberta drivers, some of the most affordable car insurance providers in the province are BrokerLink, Coast Capital Insurance, and Square One Insurance. You can expect to pay around $100-$140 a month for basic coverage.Best travel insurance category. Company winner. Best overall. Berkshire Hathaway Travel Protection. Best for emergency medical coverage. Allianz Global Assistance. Best for travelers with pre ...Reddit is a great place to find tips and advice about car insurance coverage, such as how to shop around, buy more insurance than your state requires, and get rental car …I would say it all depends on your driving history and your finances. You said you have at least $1000 saved, so you can afford to pay the deductible either way. As far as driving history goes, if you average one claim a year in which you have to pay the deductible, you should get the $500 deductible. I can't speak for you, but as a young adult ... Independent agencies have multiple carriers. They will ask you a few questions, and quote you with the companies most likely to be the best value for you. They do not 'charge a fee' for this service. The quote is completely free. Independent agents get paid a commission by the companies they represent. In california the minimum requirement for property damage or pd is 5000. Which you all know is jack shit if you run into the back of a BMW. They insurance company will pay out up to that number, if it's more prepared to be sued. Everyone wants low rates but do not sacrifice coverage for 15 dollars a month.Bundle Home and Auto Insurance: Save With Discounts. Some insurers offer savings of up to 25% for customers who purchase two or more insurance policies. January 31, 2023. Compare car insurance from 100+ companies in our quoting tool, including GEICO, Allstate, Progressive. Save up to $717 in minutes with no spam. Michigan insurance can be such a pain and major companies suck at quoting it and not jacking it up 6 months later so I suggest getting an insurance broker to look for you. Currently I have Citizens Insurance, I used to have Auto-owners until i got a new car and rates went up, Allstate has always been overpriced, and Geico/Progressive have ... The top 10 car insurance companies in the U.S. The top 10 auto insurance companies in the U.S. are Erie, Auto-Owners, Travelers, Nationwide, Auto Club Group, State Farm, Geico, Progressive, American Family and Amica. Find additional details about all 15 best auto insurance companies of 2024 below. Read more about each insurer by …In general, an auto lease is a contract between the applicant and leasing company, typically a car dealership, in which the dealer gives the applicant use of a vehicle for a specif...Auto insurance is different for everyone. I work in commercial insurance and I know a few really good agents that only represent good companies, will give you education and a good deal. My recommendation is to find an agent that you like and provides good information to you about your coverage and the best ways to structure it. Car insurance has become unaffordable. Car insurance prices are ridiculous now! My premium has went from $120 a month to $215 a month in a year. No accidents, or tickets (knock on wood.) All State just decided to raise the prices because. I asked on the last renewal why the price went up so much. If you’re wondering if you need auto storage insurance, there are several factors to consider. Your state may require it, or your loan terms might state that continual comprehensiv...Here are the best car insurance companies in 2024: 🤓 Nerdy Tip Did your premium go up? You're not alone. The best car insurance companies are often among …Yes, the numbers are accurate for certain individuals. Car insurance is 2x - 4x other states. Homeowners insurance can also be 2x - 8x similar homes in other states depending on variables like age and location. Aged 20s in particular is terrible for car insurance. Even in Florida you will likely pay double what someone aged 40 pays for the same ...Aug 23, 2023 ... Consumer Reports ranks USAA #1 with a 92 score. 5 out of 5's across the board for Premiums, Claims, Service, etc. AMICA is #3. State Farm is #15 ... KEY POINTS. Auto insurance is a legal requirement and usually also a financial necessity. Reddit's r/personalfinance is a great place to find tips and advice about car insurance coverage.... Yeah, insurance rates are insane (especially for a 20 yo). Depending on where you live, it's even worse (like if you live in the Detroit area). You only have two options. Shop around for the best rates. It's a little risky, but due to a recent change in the auto insurance law, you can now modify the amount of PIP (personal injury protection ... And don't cheap out on coverages. Go with 100/300/100 with a cheap comprehensive deductible and a collision deductible of under $1000. Just Google "independent insurance agent" and your city/town and give them a call. Once you get their quotes you can always go back to the Geico's/progressive/liberty mutual direct insurance companies that you ... If you feel 100/300/100 is enough to CYA then it would be the best for you I would encourage you to explore an umbrella with your carrier, the underlying requirements often start at 250/500/100 but when “bundled” the cost vs the lower limits is negligible considering the million+ in coverage you get. 3. fighting_blindly.State Farm, Auto-Owners and Erie are a few of the most affordable companies for renters insurance, according to NerdWallet’s rate analysis. See our full list of the cheapest renters insurance.To create our ratings, we surveyed 40,251 CR members in the summer of 2022 about their car insurance. They provided us with 47,713 reports on their experiences with the car insurance companies ...Typically, a pedestrian who is hit by a car will be covered by the driver's car insurance company. This, of course, will depend on who was at fault and whether the driver has the n... | Cjcgiqopcekt (article) | Mchhkap.