Reddit sofi

SoFi is a good bank for daily transactions, but I wouldn't keep my money for the APY. First, you shouldn't keep money you don't need in the short term at banks. Second, there are other very safe places to hold your money for ~10% right now. r/SofiaMunozF Lounge. 7. Share. u/Hot-Bobcat-6727. • 6 min. ago Sofia Muñoz. 2. Share. u/themaster1981. • 1 day ago Pongan otro video de Sofy que este más actualizado No tengo para pagar nada.For now, unfortunately, you have to be 18 or older to open an account. dudecheckthis. • 1 yr. ago. That’s a bummer. Thanks for reply though! I’d seen the 18 limit in the FAQ, but SoFi had a page about minor bank accounts too (though nowhere did it said whether they allowed it or now). I suppose I could do something like set up a vault for ...Find the latest SoFi Technologies, Inc. (SOFI) stock quote, history, news and other vital information to help you with your stock trading and investing.4 Feb 2024 ... Yes, investing is free with SoFi. Note: I believe there is a waiting period after you set up direct deposit before you actually get the benefits ...SoFi has all the tools you need to safely manage & track your spending across accounts, and they're still developing the tools you may want. I hope that helps. Maybe an actual SoFi dev around here can help you connect your Vault accounts to Mint, though. (If possible.) 2. I think last earnings were pretty solid. I think a lot of younger people are taking an interest into personal finance, and SOFI will be a top pick. I currently have 5750 at a $8.02 cost average. My it can be a volatile stock, but I am planning on selling weekly covered calls pretty far out the money for some passive income. Student loans still constitute the most $ revenue for SoFi and it’s not feasible to shift to a new revenue stream, in size , overnight. Moreover Galileo is a very old and aging product that’s doesn’t scale well. They will be clobbered by the likes of stripe who are truly building banking as a service . Deposits up to 1k clear instantly (you’re allowed to clear more if you have a balance) and the buys are within the next trading day. It’s very simple to understand and use. I use it for a regular brokerage account and am happy thus far. No management fee is nice. Nothing wrong with 10 dollars either. Sofi Stadium, located in Inglewood, California, is a state-of-the-art venue that hosts a wide range of events, from football games to concerts and everything in between. With its m...A recent study from Caltech researchers found that Taylor Swift ‘s Los Angeles fans also caused earthquake-like activity when the superstar took over Inglewood’s SoFi …There truly are no downsides to using our Vault feature and is up to your discretion whether you use the feature or not. With Vaults, we allow SoFi Checking and Savings members to organize and categorize their funds into separate groupings so if you like to have that capability, then the Vaults feature would be the plus side of banking with SoFi.MichaelMidnight. •. Yeah! I really love the ease of use. I mean on one hand there's the traditional stalwart of Fidelity but I keep coming back to SoFi. sergeantturnip. •. Yeah totally agree, I use Td Ameritrade for my Roth and taxable account but SoFi is pretty cool with the social investing side as well. I’ve gotten quite a few of my ... They both offer fractional shares for ETFs and a Roth IRA, so no major gain or loss there. They both offer a 2% flat credit card. Where SoFi does better: SoFi's interest is better for the cash management account. SoFi is far better for loans (student loans, personal loans, and home loans). And we’re aiming ALL the way up: Let’s make tax season something you actually, impossibly, look forward to. Through Tax Day, get a 2% match on your SoFi IRA contributions* (up to the annual contribution limits). So on top of already saving toward retirement, you’re also getting an extra 2% on every dollar you put in. That’s a pretty ...SoFi members with Qualifying Deposits can earn 4.50% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation …Keep it classy, be respectful to Sofia and your fellow Redditors Submissions and comments that are abusive, harassing, sexually explicit, or inappropriate are removed and can result in a ban: no "jerkoff" posts, comments, or usernames. This is a zero-tolerance insta-ban rule. Users who post in the jerk-off subs may not post here.InvestorPlace - Stock Market News, Stock Advice & Trading Tips It’s no surprise that SoFi Technologies (NASDAQ:SOFI) stock has performed... InvestorPlace - Stock Market N...And we’re aiming ALL the way up: Let’s make tax season something you actually, impossibly, look forward to. Through Tax Day, get a 2% match on your SoFi IRA contributions* (up to the annual contribution limits). So on top of already saving toward retirement, you’re also getting an extra 2% on every dollar you put in. That’s a pretty ... SoFi HYSA question. Not a current SoFi customer. I see that you can only earn 3.25% APY if you sign up for SoFi's HYSA and enable direct deposit. Does that mean ONLY direct deposit funds earn that 3.25% APY or can I transfer my savings from my current bank and then set up direct deposit with my employer and start earning 3.25% on my transferred ... Sofi checking pays 2.5% APY. Ally I think .10%. Ally has had a ton of fraud issues with their debit cards the past few months. Sofi seems to process ACH transfers faster. Sofi savings APY is a little higher and usually increases before Ally. I was an Ally customer for over a year until the debit card stuff started and Ally pretty much denied ... SoFi Checking and Savings perks are so underrated. I’ve been banking with them since 2019. Things I love: -2 day early paycheck(the own the technology”Galileo”) -No overdraft or minimum balance fees -Vaults and autopilot (awesome feature) -Current APY 2.50%* -Easy and Accesible way to contact customer service. -3% SoFi Credit card for having direct deposit in first year. Keep it classy, be respectful to Sofia and your fellow Redditors Submissions and comments that are abusive, harassing, sexually explicit, or inappropriate are removed and can result in a ban: no "jerkoff" posts, comments, or usernames. This is a zero-tolerance insta-ban rule. Users who post in the jerk-off subs may not post here.r/sofi. • 2 yr. ago. Raaaaaaaul. Making it official - $15k personal loan using SoFi. Borrow. Archived post. New comments cannot be posted and votes cannot be cast. 32. 52. Sort by: …3.5% isn’t actually high. When a T-bond offers 4%, SoFi is actually profiting off of giving you 3.5%. They don’t have physical banks. Because of the current Fed interest rate hikes, Sofi can invest these funds risk free in short term or long term Tbills and gain 4 to 4.5%, while pocketing the difference. - SoFi told me I couldn't have margin, Schwab did - SoFi restricted the ATM fee-reimbursement Also a bit irritated with support. I've had a TD Ameritrade acct (owned by Schwab) and when I have issues, reps are there and actually useful. SoFi reps are nice, but they've become harder to get a hold of and less useful over the past couple of years. r/ArgNSFW. NSFW. 76 upvotes · 9. 76 upvotes · 11. 136K subscribers in the ArgNSFW community. Bienvenidos a ArgNSFW, esto es como Poringa pero en Reddit, acá pueden publicar su contenido NSFW y….Good news—our APY is increasing again! 🎉. SoFi Checking and Savings members can now earn up to 4.60% APY on all savings and Vault balances.*. For members without direct deposit, you’ll keep earning up to 1.20% APY on savings and Vault balances. Nice! 14 votes, 50 comments. true. We’re excited to introduce SoFi Plus, our new premium membership that’ll help you make the most of your money every day.. At the initial rollout you’ll access SoFi Plus by setting up and maintaining direct deposit, which will unlock the existing direct deposit benefits along with new perks like 2x rewards points. r/sofi. • 2 yr. ago. MichaelMidnight. What Are Your Thoughts Of SoFi Bank As Your Main Bank? Discussion. Hi everyone! I know it's still early days to evaluate Sofi Bank as a main bank but I …Overall, I think SoFi is great. The one thing that does annoy me is their UI as it very cluttered. Nevertheless, their APY is one of the best and I find everything easy to use. As both a SoFi Investor & Ambassador, I might be a little bias but I really do think they are a great bank. DrPatientInvestor.1. Tisleet. • 7 mo. ago. Usually for Illenium sets I am front and center. For Denver I chose 100 seats because I went to his coliseum show and had to stand for 6 hours, it was miserable. I enjoyed the 100 seats, would do it again if I were going to LA. Close proximity to beer vendors and restrooms. 1.This subreddit acts as customer service almost and people only come here to complain about problems they’re having. So every person who has an issue immediately floods the Reddit. SoFi has over 6 million users happily using their services daily and that’s not going to change. 44. Ok_Rabbit_8808.What is your thoughts on SOFI? I have been buying this like crazy. I think last earnings were pretty solid. I think a lot of younger people are taking an interest into personal finance, and …However, Shreyanka Patil (4/12), Sophie Molineux (3/20) and Asha Sobhana (2/14) helped RCB bounce back just after the powerplay and removed Delhi batters one-by-one, …If Sofi can continue to grow the member base at high rates, steadily increase cross selling of products, continue to add new products, improve products already in place, all while improving …Australia's left-arm spinner Sophie Molineux (3/20) started DC's downfall, picking up three wickets in the eighth over. Thereafter, the hosts never really recovered, losing wickets at …For SOFI, it is a very young company with spending spree (ie: negative profits) to grow fast. As to whether the business model will flourish or flop, only time can tell. Established banks provides 3-4% dividends and maintain or grow the stock price. Corporate governance is crucial and SOFI is a long way from that. Lol at 30$ in 5 years. Their projections by 2025 are growing at 4-5x. At $13 it could 4-5x based upon their numbers. Doesn’t include bc, super melt up growth, any acquisitions, etc.. They’re growing 40-60% YOY.. so do math. If they live up to their expectations it’s easily 50$+ by 2025. r/sofi. • 2 mo. ago. dakotabreezy23z. Pros and Cons of Sofi. Banking. This year I'm really taking my finances serious. A part of that is looking for a high yield savings account. I keep seeing …It syncs my transactions from SoFi via Finicity. The connection has been down now for over 2 weeks with no resolution in sight. EveryDollar says it's a change that SoFi has made that broke the connection. I rely on my budgeting software to keep my families expenses in check, but I haven't been able to do any budgeting in over two weeks.r/sofi. • 3 yr. ago. MichaelMidnight. Thoughts On Using SoFi Invest As Your Main Investing/Retirement Platform. Discussion. Hi all! I'm currently using Fidelity for my investing …1. Tisleet. • 7 mo. ago. Usually for Illenium sets I am front and center. For Denver I chose 100 seats because I went to his coliseum show and had to stand for 6 hours, it was miserable. I enjoyed the 100 seats, would do it again if I were going to LA. Close proximity to beer vendors and restrooms. 1. My experience with SoFi as a bank has been good. The interest is not the absolute best but solid. It’s usable, and my one experience with customer service was quick and easy even in the middle of the night. I haven’t give up my giant bank chain just so I have ATMs everywhere, but I pay my bills and collect my salary through SoFi. NEW things this year to be fair: Integration with Samsung Money and construction of the SoFi Stadium, cash back offers, roundups, vaults, credit card, and some investing features. Growing pains of fintech, I understand, but not ready to be primary checking just yet. If they get their bank charter, I'll be onboard 100%. I like Sofi Tukker because they sound different than most music similar to what they do. The songs are so infectious, I can't help but sing or dance along to any of their songs, not to mention they hype me up for work, make me motivated. Plus they just seem like an awesome duo and they deserve more attention.6 May 2023 ... Thinking about switching to SoFi · The SoFi branded card is issued by The Bank of Missouri, not SoFi Bank. It's missing some standard features ...SoFi Credit Card applications complete a hard credit pull upon approval. If for any reason we can't approve you, it'll only be a soft credit pull. 💪 Hard credit pulls can impact your credit score, so we recommend reaching out to Experian for insight into what exactly affects your credit score. We hope this helps!Is there any reason to doubt SoFi's (or anyone's) high-yield savings APY? Why wouldn't I want to take the money I'd usually have sitting in my savings/checking accounts at Chase, and put it …If you are new to the SoFi Money community, welcome! Enjoy unlimited fee-free ATM withdrawals at over 55,000 AllPoint In-Network ATMs domestically and abroad. For all Allpoint ATM locations, please use our ATM finder located in the "More" quick action button on the Money tab of the SoFi website and app.So I am trying to get my SoFi money account all up and running and the account is open the debt card is on its way. When I try to add money to my account it says the “external bank account can not be linked to your Sofi money account”. Here’s the thing though, it is the same account that I have been using to fund my SoFi investing account ...Sofi outbound wire transfer. Hi! I’m currently under contract for my first home and well I’m going to have to send a bunch of money at the end of the month. I tried doing some research on peoples experience sending an outbound wire transfer with sofi and all I’ve really found was one Reddit post where they really dropped the ball.I totally agree that SoFi has been my best banking experience as well, and I've only been a customer since the beginning of July. But for me, the most powerful feature, and the one that drew me to SoFi immediately was the Vaults. Finally, I have a way to keep track of where my money is going, and how much is being saved for which goal.I imagine that Sofi might be the best option to get the direct deposit into to get the 1.5% APY if someone has direct deposit. But Schwab and ally bank have travel notices, which seem useful for travelers. And Schwab's checking account is useful for getting cash. The biggest disadvantage of using Ally Bank in my experience has been the speed of ... - SoFi told me I couldn't have margin, Schwab did - SoFi restricted the ATM fee-reimbursement Also a bit irritated with support. I've had a TD Ameritrade acct (owned by Schwab) and when I have issues, reps are there and actually useful. SoFi reps are nice, but they've become harder to get a hold of and less useful over the past couple of years. MichaelMidnight. •. Yeah! I really love the ease of use. I mean on one hand there's the traditional stalwart of Fidelity but I keep coming back to SoFi. sergeantturnip. •. Yeah totally agree, I use Td Ameritrade for my Roth and taxable account but SoFi is pretty cool with the social investing side as well. I’ve gotten quite a few of my ...Day Trading Restriction (and how to avoid it) I am aware that SoFi will restrict my account if it detects four day trades in a 5-day period, and that a day trade is when you buy and sell the same stock on the same day. Let's say on Monday, I buy up a stock, and then I sell it off later that day. Then I do the same thing on Tuesday.7 Feb 2024 ... If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit. You will be ...They have public records you can look at. In this regard, they're as trustworthy as Wells and Chase (though both of those banks have had numerous scandals). But generally national regulators will step in before SoFi does something obviously stupid. But SoFi is still a business, and they'll make business decisions.Unfortunately, TPG cannot refuse to honor the instructions from Sofi Bank or intervene on your behalf. TPG is required to return your refund to the IRS as Sofi has directed. TPG has no information or visibility into why Sofi Bank rejected your tax refund from the IRS. If you have questions in that regard, you should contact Sofi Bank.Overall, I think SoFi is great. The one thing that does annoy me is their UI as it very cluttered. Nevertheless, their APY is one of the best and I find everything easy to use. As both a SoFi Investor & Ambassador, I might be a little bias but I really do think they are a great bank. DrPatientInvestor.Advertising on Reddit can be a great way to reach a large, engaged audience. With millions of active users and page views per month, Reddit is one of the more popular websites for ...Official SoFi Referral Thread (Fall 2019) Due to the rules of r/SoFi, No referral links should be shared with the exception of those posted on this thread.Please post your link (and only your link) here. Please do not add anything that makes your link stand out and please do not comment on others links. Not in a few years more like at least 5+ , and realistically more, $100 a share would give it like 100 billion valuation, that’s puts it near other legacy banks, banks like capital one market cap only 54bill. Don’t expect share buy backs they owe too much money. Realistically - 5 years. Here at Lifehacker, we are endlessly inundated with tips for how to live a more optimized life—but not all tips are created equal. The best ones are the ones that stick; here are t...Day Trading Restriction (and how to avoid it) I am aware that SoFi will restrict my account if it detects four day trades in a 5-day period, and that a day trade is when you buy and sell the same stock on the same day. Let's say on Monday, I buy up a stock, and then I sell it off later that day. Then I do the same thing on Tuesday.second-quarter adjusted revenue between $330 million and $340 million, below estimates for $343.9 million, and forecast earnings before interest, taxes, amortization, and depreciation of $$100 million to $105 million, below estimates for $119 million. …ADMIN. I analyzed $SOFI so you don't have to. Company Analysis. SOFI Technologies, Inc. is an online personal finance company. They provide a range of lending and wealth management … I think last earnings were pretty solid. I think a lot of younger people are taking an interest into personal finance, and SOFI will be a top pick. I currently have 5750 at a $8.02 cost average. My it can be a volatile stock, but I am planning on selling weekly covered calls pretty far out the money for some passive income. This question is about the SoFi Credit Card @CLoop • 03/15/22 This answer was first published on 03/15/22. For the most current information about a financial product, you should al...SoFi announced that its members can now access up to $2 million in FDIC insurance on their bank balances through the new SoFi FDIC Insurance Network, an increase from the standard $250,000 per account. This increased coverage is provided by placing members' deposits with specifically identified FDIC-insured partner banks.InvestorPlace - Stock Market News, Stock Advice & Trading Tips Source: shutterstock.com/Michael Vi SoFi (NASDAQ:SOFI) stock is becoming increa... InvestorPlace - Stock Market N...Switched to Sofi for the 4% interest rate and to get the $250 new account bonus, but only because I recently got a job that pays through direct deposit. Otherwise, very similar functionality. Both do buckets/vaults for savings, similar interest rates, e-check deposits, etc. Ally recently raised their money market account to 4% and doesn't require direct deposit.We reviewed SoFi personal loans, looking at its origination fees, types of loans, co-signers policies and more. By clicking "TRY IT", I agree to receive newsletters and promotions ...I also have a traditional brick and mortar bank account. It's satisfactory. But a few things I like about SoFi is: Higher APY ~4.30% for Saving and 1.20% for Checking. Platform agnostic, unlike Apple Savings/Apple Card. All in one banking solution. Can cash out through ATMs unlike with the Apple Savings account.Then your Sofi roboadvisor would look like a genius. If you can’t take a -0.5% swing over the span of 2 months, you’re not ready to invest in anything that involves risk. Stick to T bills and savings accounts. With a real investing account, prepare for swings of -40% (usually the drop amount in a recession). Still have my loan with them. curly-hair07. • 3 yr. ago. Trust me I came in with the same hesitancy and skepticalism but I had such a great experience with them and saved a ton of money by dropping my rates to 4% while with them! (From 12%!). There’s no catch. I felt the same way. Customer service is so nice. I talked to SoFi customer service once regarding the transfer of my investment portfolio from Stash. I recall the guy being pleasant, informative, and sounded like somebody from my neighborhood, not an overseas call center. My interaction with SoFi has been positive so far. Other than the Ally credit card, I’ve had no experience with Ally bank.Keep it classy, be respectful to Sofia and your fellow Redditors Submissions and comments that are abusive, harassing, sexually explicit, or inappropriate are removed and can result in a ban: no "jerkoff" posts, comments, or usernames. This is a zero-tolerance insta-ban rule. Users who post in the jerk-off subs may not post here.InvestorPlace - Stock Market News, Stock Advice & Trading Tips Source: shutterstock.com/Michael Vi SoFi (NASDAQ:SOFI) stock is becoming increa... InvestorPlace - Stock Market N...SoFi is a great financial institution but I much prefer Discover as ai mainly use my debit card. The cashback is great and the customer service is the best of any company i’ve ever had to contact. They’re also fairly competitive ( just raised their rate to 0.90% ). I also believe they have the better checking account. When using your SoFi Money account as the funding source, the money is available in your SoFi Invest account right away. Active investing is pretty slick. All buy and sell orders are currently market orders, no support for limit orders yet. The UI for buying and selling is quick and easy to use. Swipe, buy, done. We reviewed SoFi personal loans, looking at its origination fees, types of loans, co-signers policies and more. By clicking "TRY IT", I agree to receive newsletters and promotions ...For the ETFs they use pretty much the Sofi select Top 500 and Vanguard ETFs. I used to use Sofi automated investing on an aggressive strategy. They will exclusively invest in Vanguard developing markets, traditional Vanguard stock ETF, but they will invest in Sofi ETFs also which sometimes but not always outperform Vanguard.It syncs my transactions from SoFi via Finicity. The connection has been down now for over 2 weeks with no resolution in sight. EveryDollar says it's a change that SoFi has made that broke the connection. I rely on my budgeting software to keep my families expenses in check, but I haven't been able to do any budgeting in over two weeks.Buying and selling securities is not free. So how do these brokers plan to make money? Online lender Social Finance is rolling out a slew of new features, from commission-free brok...Thanks for visiting our sub! We’re happy to answer any general SoFi questions or concerns. For your security, please don’t share personal information in the sub. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit.This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.The evaluation period is 30 days. You'll get the bonus the day after, regardless of how much was deposited. 3. [deleted] • 1 yr. ago. they told me 3-4 weeks, also I'd like to point out that a 25day evaluation period is BULLSHIT, alot of people get paid bi-weekly which means only 2 weeks income will be evaluated. It should be 30 days. 14 votes, 50 comments. true. We’re excited to introduce SoFi Plus, our new premium membership that’ll help you make the most of your money every day.. At the initial rollout you’ll access SoFi Plus by setting up and maintaining direct deposit, which will unlock the existing direct deposit benefits along with new perks like 2x rewards points. It has returned about 20% so far, obviously due in part to this bull run (started the account in June I think). I would recommend it! I set my girlfriend up one on SoFi and I love it for her. She set up reoccurring deposits and is having a lot of fun with it. It’s a satisfying platform if you’re not a trader imo. 12 Jan 2023 ... Just moved to SoFi. They have Vaults, which are a part of their Savings account. Anything in Savings can get up to 3.75% with DD, but you can't ... Not in a few years more like at least 5+ , and realistically more, $100 a share would give it like 100 billion valuation, that’s puts it near other legacy banks, banks like capital one market cap only 54bill. Don’t expect share buy backs they owe too much money. Realistically - 5 years. On CNBC’s "Mad Money Lightning Round," Jim Cramer said SoFi Technologies Inc (NASDAQ:SOFI) is "not working. I don’t k... On CNBC’s "Mad Money Lightning...r/sofi. • 2 mo. ago. dakotabreezy23z. Pros and Cons of Sofi. Banking. This year I'm really taking my finances serious. A part of that is looking for a high yield savings account. I keep seeing …r/sofi. • 2 yr. ago. MichaelMidnight. What Are Your Thoughts Of SoFi Bank As Your Main Bank? Discussion. Hi everyone! I know it's still early days to evaluate Sofi Bank as a main bank but I …Sofi outbound wire transfer. Hi! I’m currently under contract for my first home and well I’m going to have to send a bunch of money at the end of the month. I tried doing some research on peoples experience sending an outbound wire transfer with sofi and all I’ve really found was one Reddit post where they really dropped the ball.Thanks for visiting our sub! We’re happy to answer any general SoFi questions or concerns. For your security, please don’t share personal information in the sub. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit. | Cvoeswicf (article) | Myhuwmln.